Fees

The vast majority of financial advisers in the UK work within a commission based model. This means that in
order for them to be remunerated in relation to the advice offered they must sell a plan or policy to a client. In other words their income is entirely conditional on making a sale regardless of whether or not it is appropriate
or suitable.

In our opinion this model simply does not work – imagine your GP being paid by the pharmaceutical companies to prescribe you with drugs; the more drugs the GP prescribes, the more money he earns. This is in effect how the system works for the bulk of the financial advisory community in the UK.

With this in mind we have created a clear and simple approach which ensures the integrity of advice and delivers significant value to clients who work with us.

We work on the basis of a Standard Fee Tariff for all services provided, calculated as a percentage of the value of funds invested.  In this way you can be assured that our advice is always objective and not influenced by any commission that may be generated. 

Our Standard Fee Tariff comprises an initial fee and an ongoing charge for membership of our Wealth
Management Service.

The services provided include amongst others:

• Access to our experience and expertise.
• The cost of implementation and the professional responsibility which we incur for the advice given.
• The time that goes into developing the latest financial planning strategies.
• Keeping up to date with constant changes in legislation and then determining the threats and opportunities
  they present.
• Reviews of investment performance.
• Access to institutional pricing on investments.